High Risk Insurance in Arizona DUI Law

Arizona DUI SR-22

What is SR-22 high risk insurance? An SR22 is essentially a proof of financial responsibility and is required after many DUI arrests and license suspensions. When you get an SR22 in Arizona, the insurance company must notify the MVD upon cancellation of insurance. This is effectively an extra measure to insure that a driver who the Department deems to be of a higher risk maintains constant insurance. For ordinary insurance, the insurance company would simply notify the MVD in the regular course of business, instead of making a special effort as in the SR22.

Common Arizona DUI SR22 Scenarios:

MVD AND CRIMINAL CASE SCENARIO	SR22 Needed?
You received an admin per se suspension for failing a blood or breath test, and have no other suspension.	Not Required.
You lost your license based on an alleged refusal to submit to a breath or blood test.	SR22 Required for 3 years after you reinstate your license.
You were convicted of a first offense misdemeanor DUI and you had an Admin Per Se suspension.	Not Required.
You were convicted of a first offense misdemeanor DUI and didn't have an Admin Per Se suspension.	SR22 Required for 3 years after you reinstate your license.
You were convicted of a felony DUI regardless and either had or didn't have an Administrative License Suspension.	SR22 Required for 3 years after you reinstate your license.
You were convicted of a misdemeanor DUI for being under the influence of drugs.	SR22 Required for 3 years after you reinstate your license.

What will it cost? This is a question best addressed by an insurance agent. If you need one, you should shop around before deciding which company or agent to choose.

Can high-risk insurance it be avoided if I get a DUI? For first time DUI offenses, there are tricks to avoiding the imposition of SR22 insurance. For instance, the order in which you receive suspensions for your DUI matters (i.e., whether you received the MVD suspension first, or the court suspension first).

IMPORTANT NOTE ABOUT HIGH RISK DUI INSURANCE:

We do not sell to or assist people we do not represent with SR-22 insurance issues. If you have already been convicted of a DUI and have insurance questions, please do not contact us. Instead contact the MVD or your insurance agent. We will not respond to any inquiries regarding insurance following a DUI conviction.

Some of my clients have been pleasantly surprised when shopping for SR22 insurance when they find out that they can purchase SR22 insurance as well as general auto insurance from another insurance company and actually save money over their old policy. Go figure!!!

Which insurance company should I go with? I am often asked which insurance company is best for insurance following a DUI arrest, conviction and suspension. My answer is always the same... Insurance companies are out to make money and any insurance company will screw you if given the opportunity. Therefore, be careful when shopping around, speak in generalities, and get a variety of quotes from different companies.

Consultation

I want to personally invite you to contact me to discuss your Arizona DUI case. There is never any obligation, and most people tell me how much better and more secure they feel after we meet to discuss the options. Call me or fill out my consultation request form.

I look forward to talking with you.

AZ DUI Lawyer Stewart Bergman's Signature

Testimonials

"Stewart Bergman did an excellent job representing me in my case. He was attentive to my concerns and a superb listener. Many lawyers will disregard ideas and opinions of their clients beyond the basic facts of the case. Mr. Bergman was quite the opposite and integrated my input into the defense strategy. While my case was surely not the biggest he had, he put the necessary time and thought into it. Ultimately, Mr. Bergman made an appeal to the judge and was successful in getting the charges dropped, which other attorneys had assured me was not possible. Mr. Bergman’s effort and interest in my case made me feel less like a paycheck and more like a valued friend."

High Risk Insurance in Arizona DUI Law

Arizona DUI SR-22

Common Arizona DUI SR22 Scenarios:

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